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Claim Process
Family Health Protector
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Synopsis:
Family Health Protector Policy offers a protection cover for you and your family for any injury or disease related contingencies like hospitalization, medical expenses etc.

Highlight:

  • 121 Day Care Treatments are covered
  • Higher Sum Insured for Critical illness
  • Option of Restoration of Basic Sum Insured
  • Non-allopathic treatment is also covered
  • No Medical Tests up to 45 Years
  • Get additional family Discount up to 20%
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Additional Cover for Critical Illness Optional
Ambulance Expenses Up to 0.75% of sum insured, Max 2500
Co-Payment up to 20% in case of second and subsequent claims are there
Daily Hospitalization Allowance Up to 0.15%, Max 1000
Day Care Procedure Coverage 121 procedures covered
Free Health Checkup Up to 1% of sum insured, payable once after 4 consecutive claim free years
ICU Daily Rent Limit Up to 2.5% of sum insured
Medical Screening Above age 45 years
Minimum Hospitalization Period 24 hrs
No Claim Bonus Up to 5% of sum insured, Max 50%
Non-Allopathic Treatments Covered, up to sum insured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Pre-Hospitalization Expenses 45 days
Room Rent Limit Up to 1.5% of sum insured
Waiting Period for New Policy 30 days

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