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Claim Process
Tax Gain Floater
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Synopsis:
Tax Gain Policy is a floater health policy which covers out patient expenses (OPD) & hospitalization expenses under a single policy

Highlight:

  • Out patient expenses & hospitalization expenses covered for self & spouse on floater basis.
  • Pre & Post hospitalization expenses can be covered under the specified OPD expenses
  • Ambulance charges in case of emergency hospitalization up to Rs. 1000/-
  • 130 day care procedures subject to terms & conditions
  • The expenses for crutches will be covered from day 1 under OPD benefit
  • Free Health Check up at designated Bajaj Allianz Empanelled Diagnosticcenterafterevery4claimfreepolicyperiods.
  • Income Tax benefit under Sec 80D of the IT Act on the premiums paid.
  • Separate plan for Senior citizens covering both OPD & hospitalization benefits
Benefit:
Title Description
Pre-Hospitalization Expenses Post hospitalization expenses can be covered under the specified OPD expenses
Post Hospitalization Expenses Post hospitalization expenses can be covered under the specified OPD expenses
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage.
Waiting Period for New Policy 30 days
Co-Payment 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital. Waiver of co-payment is available on payment of additional premium.
Free Health Checkup Covered after 4 claim free years
Ambulance Expenses Ambulance charges in case of emergency hospitalization up to Rs. 1000/-
Non-Allopathic Treatments Not covered
Donor Expenses Not covered

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